Top Free UPI QR Code Generator Tools 2026: Instant, Safe & Easy

As a vendor running roadside stalls, brick-and-mortar stores, or online ventures in India, payment through digital means has never been more essential or easier. The advent of UPI QR codes has changed the way millions of businesses receive payments each day. With numerous options at hand, however, how can you tell which UPI QR code generators are genuinely worthwhile?

Eleven of the best UPI QR code generator apps, both paid and free, were put to the test by us for usability, customization, security, and performance. This article covers all the information you need.

What is a UPI QR Code?

UPI QR Codes refer to digital QR codes which can be scanned by a person to make instant payments through the Unified Payments Interface system. Instead of entering banking information manually, such as account number and IFSC code, people only have to scan the QR code through their respective UPI apps like Google Pay, PhonePe, and Paytm, and instantly complete their transaction. UPI QR codes consist of necessary banking information including UPI ID, and sometimes, payment amount. There are two kinds of UPI QR codes, namely static QR codes and dynamic QR codes. The former requires manual input of the payment amount by the user while the latter already shows the amount on the QR code itself.

Why Use a UPI QR Code Generator for Your Business

There are multiple benefits in using a dedicated UPI QR Code Generator instead of the generic one provided by your bank:

• Immediate transactions without any hassle: No typing of the customer’s account number, fewer mistakes and no refunds.

• Compatibility with any UPI application: The UPI QR code generated works with all payment apps including Google Pay, PhonePe, Paytm, BHIM, and even Amazon Pay.

• No extra hardware required: Unlike card-based POS terminals, only paper and printer are required for QR code payment processing. The setup cost is almost nil.

• Personalize your QR code with your company’s brand colors or logo: You can also write custom text such as “Scan to pay” which is not possible using bank-generated QR codes.

• Collect predefined amounts: If you’re selling products/services at a predetermined price or collecting money for a bill amount, use QR Code Generator to avoid mistakes.

• Share your QR code using any social platform or email: You can even upload the image on your company’s website.

• Track and record transactions: Many QR code generators have integration with dashboard analytics where you can track payments received from each transaction.

How We Tested and Evaluated These UPI QR Code Tools

In order to create the following ranking for you, we put each product through its paces during a two-week period according to the following criteria:

• User-friendliness — How fast does a novice create a QR code? Time taken from clicking on the website through to receiving the QR.

• Quality of QR code — Testability on 6 UPI apps (Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, Cred) as well as the size of the printout (from business card to A4).

• Customizability — Options for adding logos, colors, texts around the frame, various sizes, and file types (PNG, SVG, PDF).

• Fixed amount — Can you encode a certain amount into your QR?

• Security — Does the service send UPI data over HTTPS protocol? Does it retain your UPI id? Privacy policy.

• Pricing — Value per money on free packages, freemium offers, and paid services.

• Downloading — PNG, SVG, PDF, print ready.

11 Best Free UPI QR Code Generator Tools in 2026

1. GitHub

There are various open-source projects available on GitHub that can generate NPCI compliant UPI QR codes. The most popular projects use either Python or Node.js.

Best for: Developers, payment system startups and entrepreneurs looking for a self-hosted solution.

Key Features:

• Open-source project — can inspect and modify the code

• Doesn't send any data to third parties (self-hosting)

• Supports all parameters including UPI ID, name, transaction amount, note

• Can be integrated to your website or app using an API

• Creates high-quality PNG and SVG images

• Some projects have a basic web interface for non-tech people

• Community support to fix bugs and update the software

  
  

Suitable For:

Any developer who wants to integrate QR code generation functionality into their app or website.

2. Labnol

Labnol, created by digital journalist Amit Agarwal, provides one of the best free, fuss-free UPI QR code generators available online at labnol.org.

Best for: Freelancers and merchants new to generating QR codes

Key Features:

• Entirely free, no sign-up necessary

• QR code generated right from the browser window within seconds

• Provides facility to enter UPI ID, merchant name, and an optional fixed amount

• A sleek, mobile-friendly design

• Provides high-resolution image in PNG format

• Secure HTTPS link

Suitable For:

Anyone looking to generate a QR code within a minute.

3. Razorpay

Razorpay is India’s number one payment gateway provider, and their UPI QR Code is much better than the standalone generators available on the market. This is because their QR code generator comes with a merchant dashboard and hence will suit those business owners who have an existing online payment system set up.

Best for: Online stores, SaaS companies, and merchants

Key Features:

• QR codes that vary according to transactions

• Transaction history dashboard

• Automatic payments and receipt creation

• Integration with Shopify, WooCommerce, and Magento

• Recurring payments and payment links

• Robust security and NPCI-compliant

• Transaction analytics and settlement reports

  
  

Suitable For:

Merchants making digital payments worth more than ₹50,000 per month.

4. Scanova

Scanova is a professional-grade QR code generation platform with UPI QR code being one of the many supported types of QR. Scanova really shines when it comes to designing and branding tools.

Best for: Marketing agencies, retail companies, restaurant chains, everyone seeking professional looking QR designs

Key Features:

• Logo embedment in the middle of the QR code

• Customizable color scheme, frame, and call-to-action

• High resolution printing options available (A0 size print included)

• Dynamic QR codes (changeable without reprinting)

• QR scan analytics including scan count and device type

• Multi-format downloads: PNG, SVG, EPS, PDF

• Collaboration tools for teams

  
  

Suitable For:

For retail stores, restaurants and any business requiring a professionally designed QR code for menus or packaging.

5. Radaar

Radaar is a social media and digital marketing software that incorporates a QR code generator among its tools. The Radaar UPI QR generator is intuitive and easily fits within the framework of digital marketing processes.

Ideal For: Digital marketers, social media marketers, content marketers

Key Features:

• Simple and modern user interface

• Works with UPI QR and many other types of QR codes (Website URL, vCard, WiFi)

• Customization capabilities for color and design

• Export in PNG and SVG formats

• A comprehensive digital marketing suite

• Free version is available

Best Used By:

Marketing experts requiring QR codes for marketing campaigns who require a single tool to create various QR codes.

6. QR Code Chimp

QR Code Chimp is a specialized QR code service provider with an extensive free plan and robust design options considering it's a free software.

Best For: Small companies, NGOs, independent merchants seeking personalized QR codes without any charges.

Key Features:

• Colorful designs and logo integration in the free plan

• Creating UPI QR codes with all parameters

• More than 25 shapes and eye styles for QR codes

• High-quality image downloading in PNG and SVG formats

• Bulk QR codes creation (paid)

• QR code management using folders

• Scan statistics available in paid packages

Suitable For:

Small companies looking for customizing their QR code with logos without making any payment.

7. Easebuzz

Easebuzz is a payment solutions firm whose primary target market is India. The UPI QR offering from Easebuzz is designed uniquely for Indian businesses and seamlessly integrates into their payment processing systems.

Best For: Small and medium-sized businesses in India, schools/colleges/universities, subscription-based businesses.

Key Features:

• UPI QR payments with fixed and variable charges

• Payment processing dashboard

• Automatic payment receipt through SMS/email

• Payment settlement to bank accounts

• Offers UPI, card, net banking, and wallet payment methods

• Sub-merchant management for third-party agencies

• Developers' API

Suitable For:

Businesses such as coaching centers, subscription-based firms, or small/medium businesses seeking QR payments with automated receipt capabilities.

8. DaySchedule

It's mainly a booking app, yet DaySchedule comes up with a great QR code generator for UPI that works well for those service professionals looking to make payment along with appointment booking.

Best for: Consultants, tutors, coaches, freelancers, therapists

Key Features:

• QR Code for UPI included in booking forms

• Client is able to make payment once he has made the booking

• Fixed price service can be charged via QR Code

• Able to get clean QR Code

• Integration with calendars

• Free version provided

Suitable For:

Those freelancers and professionals who wish to do "booking and paying" through a single QR Code.

9. BharatUPI

BharatUPI is an application that is based only on UPI transactions in India. It is among the few applications that offer pure functionality related to UPI QR codes without any distraction.

Best for: Every merchant in India who needs a dedicated UPI QR generator

Key Features:

• Fully dedicated to UPI transactions

• Offers fixed and dynamic QR generation

• Efficient UI

• All major UPI fields are covered

• Output is high resolution and print-ready

• Specifically designed for Indian users

• Can be shared easily through WhatsApp, emails or downloaded

Suitable For:

Suitable for street vendors, Kirana shops, auto-rickshaw drivers, and other physical stores.

10. QR Stuff

QR Stuff is a worldwide provider of a QR code generator which can generate UPI along with numerous other QR codes.

Best for: Businesses requiring different types of QR code generation and management in one application

Key Features:

• 50+ QR code types support (includes UPI)

• Custom colors and styles

• HD download options (both paid and free)

• Free static QR codes

• Paid plans for dynamic QR codes

• Bulk QR creation and API options

• Well-established platform since 2010

Suitable For:

Companies that need to manage UPI QR together with other types (WiFi, vCard, URL, menus).

11. Uniquode

Uniquode is another newcomer to the world of QR code generators, rapidly rising due to its cutting-edge interface and superior design output.

Best for: Startups, direct-to-consumer brands, digitally native businesses

Key Features:

• UPI QR with support for parameters

• Minimalist, contemporary interface design

• Customization of logo and colors

• Output in various formats such as SVG and PDF

• Dynamic QR codes that can be modified after generation

• Basic scan statistics available for free plan

• Mobile-friendly design

  
  

Suitable For:

Modern startups and brands focused on the aesthetics of their QR code.

UPI QR Code Generator with Fixed Amount

One of the most underutilized and powerful capabilities of the UPI QR code is to have the payment amount embedded in the QR itself. When the customer scans the QR code for the fixed amount, the payment app auto-fills the exact amount, and the customer just needs to enter their UPI PIN.

When to use the Fixed Amount QR Code?

• For single-price items: “Scan to purchase this item at ₹299”

• For invoices: Create individual QR codes for each invoice

• For event tickets: Create separate QR codes for different price categories

• For donations: Set the suggested donation amount

• For subscription costs: Auto-fill the monthly subscription amount

• For utility bills: Societies, coaching classes, parking lots

How to Generate a UPI QR Code (Step-by-Step)

1. Open a QR Tool – Go to a free generator like Labnol.

2. Enter UPI ID – Add your UPI ID (e.g., name@bank).

3. Add Name – Enter your name or business name.

4. Enter Amount (Optional) – Add a fixed amount or leave blank.

5. Add Note (Optional) – Include a payment note if needed.

6. Generate QR Code – Click on “Generate” to create your QR.

7. Test It – Scan using any UPI app to verify details.

8. Download & Use – Save and share or print your QR code.

Tips for Using UPI QR Codes Effectively

• Choose good quality QR codes – Get it downloaded in size at least 1000 x 1000 px.

• Test on different applications – Ensure it works well on Google Pay, PhonePe, and BHIM before using.

• Place it at the right height – Position it at an appropriate height where it can be easily scanned (about counter height).

• Avoid cropping the white space around it – It is important for scanning purposes.

• Laminate your QR code – This will prevent any damage, wear, or tear.

• Make customers aware of changes – If there are any changes in your UPI ID or QR, inform them.

• Place a QR display holder – It looks more professional and attracts attention.

• Integrate QR code on invoices – Customers can pay quickly by scanning invoices.

Security When Using UPI QR Codes

• Check details before scanning: Ensure that you verify the name of the merchant before paying so that you do not fall prey to any scam or forged QR codes.

• Do not give away UPI PIN: Never disclose your UPI PIN or CVV or OTP, even when the person requesting it claims to be from the bank or the app.

• Confirm transaction amount: Verify the amount before entering the PIN code.

• Install official apps only: Download your UPI apps from official sources only.

• Avoid using public Wi-Fi: It is advisable to transact using only secure Wi-Fi networks.

• Check payment transactions: Keep track of all your transactions to prevent any fraud.

Common Mistakes to Avoid

1. Incorrect UPI ID: A minor error could result in funds being sent to an incorrect account.

2. Not scanning the QR code: Scan and verify before distributing or printing.

3. QR code image quality: Low-resolution images might not be readable during scanning.

4. Trimming QR code: Cutting off the quiet zone (white space around the QR code) could prevent scanning.

5. Unreliable software: Do not use any unknown QR code generators.

6. Neglecting security measures: Bypassing the name and amount verification process can result in fraud.

7. Outdated QR code: If your UPI ID is changed, the previous QR code will not function.

8. Placement of QR code: Improper placement may cause difficulties in scanning.

Conclusion

The UPI QR code generator has made payments via mobile phones a convenient, easy, and simple process that anyone, from a shopkeeper to a freelancer and business owner, can do. Just a few clicks away will give you a QR code, and you'll be ready to accept payments without much effort on your end. But picking the right tool, making sure you're set up well, and observing some basic security measures is very important for your convenience. Using a good QR code, testing them beforehand, and being aware of some common pitfalls will help you out.

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FAQs

What does UPI mean?

UPI means Unified Payments Interface that allows quick transfers from banks through mobile.

Can I put fixed amount in the QR code?

Yes, you can mention the amount during QR code generation process.

What are the best free UPI QR code generators?

QR Code Chimp for customization purpose and Labnol for easy-to-use interface.

Are third-party QR code generators reliable?

Yes, if it is using SSL encryption to prevent hackers.

Do I need separate QR code for each application?

No, single QR code will work with all the applications including Google Pay, Phonepe, and Paytm.

Can I update the generated QR code?

No, the QR code can’t be updated once it is printed.

Are there any restrictions on amount?

Yes, typically not more than ₹1 lakh per transaction depending upon bank policy.

Is there a need for internet connection to show QR code?

No, payer will require internet connection only to make payment.

Can I keep track of payments made?

Yes, through bank SMS and payment dashboard (Razorpay).